THE HOME, IN THE LISTING AGENT’S WORDS
A closer look.
Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White
Read the full description
Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying.
THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available.
THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby.
THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates.
Serious inquiries only. Proof of down payment required with offer.
THE DETAILS THAT SHAPE YOUR DAY
Reported property facts
- Property type
- Residential
- Property subtype
- Single Family Residence
- Bedrooms
- 3
- Bathrooms
- 2
- Full bathrooms
- 2
- Half bathrooms
- 0
- Living area
- 1,288 sq ft
- Lot acres
- 0.2448
- Year built
- 1940
- Parking spaces
- 4
- Garage spaces
- 4
Schools reported in the listing
- High schoolTemple
- Middle schoolTravis
- DistrictTemple ISD
- ElementaryScott
Verify assignment with the relevant district for the exact address, program and school year. These source-reported names are not ratings or an enrollment guarantee.
Features & finishes
lot
Back Yard · Corner Lot · Few Trees · Front Yard
pool
None
roof
Asphalt
view
Neighborhood · Trees/Woods
patio
Covered · Front Porch · Patio
sewer
Public Sewer
levels
One
cooling
Electric
fencing
Fenced
heating
Electric
parking
Additional Parking
exterior
None
flooring
Carpet · Vinyl
interior
Ceiling Fan(s) · Multiple Dining Areas · Primary Bedroom on Main · Storage
community
None
utilities
Electricity Connected · Natural Gas Available · Water Connected
appliances
Refrigerator
waterfront
None
water Source
Public
construction
Vinyl Siding
accessibility
Hand Rails
