AUSTIN LOCAL TEAM · UNLOCK MLS

639 E Saint Charles Dr

Crosby, TX, 77532

Active

$239,900

Asking sale price

Listed by BMJ Realty Group · Melinda Jackson

Listing attribution contact: (512) 507-2850

MLS #4536986 · Active

Listings courtesy of Unlock MLS as distributed by MLS GRID.

Data obtained Sep 14, 2026, 6:33 PM Central. Listing modified Aug 20, 2026, 3:00 PM Central.

Photos are not available.

Check with the listing team for current property images.

0 listing photos available here.

Photos may update as new copies become available.

YOUR NEXT MOVE

A home worth a second look?

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6Bedrooms

3Bathrooms

1960Year built

See RemarksProperty type

THE HOME, IN THE LISTING AGENT’S WORDS

A closer look.

DUPLEX!! Both sides rented now but could live on one side and use the rent income from the other side to cover your mortgage! Roof replaced in November 2022. HVAC replaced in each unit in 2020 & 2021. Four bedroom fully remodeled just prior to current tenant move-in. Two bedroom remodeled prior to last tenant move-in around 2021. Washer and Dryer connections in Four Bedroom. Duplex is located at the end of long street so little traffic!

Read the full description

Own it with far less cash down than a conventional purchase. 100% ownership, rights at 40% purchase price of expected appraised value. Not fractional ownership! You get all the ownership benefits and appreciation at a smaller entry price with Optimized Ownership which has been around for 50 years!!

Optimized ownership structure with a low down payment and real flexibility.

The list price is your Ownership Interest in the home. The seller holds most of the home's cost, so you don't finance or buy that part. Instead, you pay a monthly fee on it, and you can buy it out anytime at a price set at closing, or never. Sell anytime.

Conventional, FHA, VA, and USDA financing accepted.

Financing fee: $906 monthly plus your mortgage, if any. Much less than conventional payment on the same home with less cash in. Down payment is set by your mortgage, as little as $0 down.

Estimates; final terms set at closing

THE DETAILS THAT SHAPE YOUR DAY

Reported property facts

Property type: Residential
Property subtype: See Remarks
Bedrooms: 6
Bathrooms: 3
Full bathrooms: 3
Half bathrooms: 0
Living area: 1,924 (units not reported)
Lot acres: 0.1339
Year built: 1960
Parking spaces: 4
Garage spaces: 0

Schools reported in the listing

High schoolOutside School District
Middle schoolOutside School District
DistrictCrosby Isd
ElementaryCrosby (Crosby)

Verify assignment with the relevant district for the exact address, program and school year. These source-reported names are not ratings or an enrollment guarantee.

Features & finishes

lot

Cleared · Level · Open Lot

roof

Asphalt

view

None

patio

None

sewer

Public Sewer

levels

One

cooling

Central Air

fencing

None

heating

Central

parking

Driveway

exterior

None

flooring

Laminate

interior

Laminate Counters

community

None

utilities

Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected

appliances

Gas Range · Range · Free-Standing Refrigerator

waterfront

None

water Source

MUD

construction

Asphalt · Vinyl Siding

accessibility

None

YOUR PROPERTY BRIEF

Your showing, with better questions.

Start with what’s reported. Open a topic to see what still needs an answer for this home.

Look beyond the asking priceTax year 2025 · association fee not reported.

Source-reported taxes: $3,515 annually · reported tax year 2025
Source-reported association fee: Association fee not reported

The listing tax figure is not a quote for your future tax bill. Verify the parcel and applicable taxing authorities.

A missing fee does not establish that there is no association.

Questions to bring

What tax assumptions should you verify for your circumstances?
Is there an association, and what current charges or assessments apply?
What written insurance, financing and closing-cost figures would complete your budget?

Research the county tax record

Check the everyday fitRoom dimensions need confirmation.

Room dimensions: Not reported in the room records
School information: Some school names are reported; assignment needs verification.

Questions to bring

Which room sizes, storage and access details should you measure at a showing?
If schools matter to your move, does the district confirm this address for the relevant year and program?
How does the complete commute and daily errand route work at the times you actually travel?

Review the full reported facts Plan an actual commute test

Connect the home to its settingStart with the original maps and exact location.

Planning-area match: No match established for the reported point

A planning-area match uses the listing’s reported point, not a surveyed parcel.

Flood and geology findings are not established until you run the lookup; an unavailable source does not establish conditions.

Questions to bring

Does the reported point match the building and parcel you are considering?
Which mapped boundaries or actual development sites need a closer look?

Original maps · FEMA How to find development records

Ask a property question Request a showing

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Research this location with the original sources

This listing’s reported location is outside our address-lookup coverage or was not provided. Use the official maps and verify the address before drawing conclusions.

Open FEMA’s flood map · Open USDA’s soil survey

TAKE THE NEXT STEP

See how this home fits your life.

Ask about current availability, arrange a showing, or talk through the details with our local team.

Ask about this home ↗Request a comparative market analysis ↗Call (512) 710-0337 ↗

Listing source and permitted use

Presented by Austin Local Team · All City Real Estate, ltd. Co. · (512) 710-0337

Listings courtesy of Unlock MLS as distributed by MLS GRID.

Some IDX listings have been excluded from this website. This search includes eligible Active, Active Under Contract and Pending listings. Availability can change; confirm current status with the listing agent.

IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MLS GRID. Use may be subject to an end user license agreement prescribed by the applicable MLS. Any use or search other than by a consumer looking to purchase real estate is prohibited.

Based on information submitted to the MLS GRID as of Sep 15, 2026, 2:25 AM Central. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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